If a person's MREA membership is terminated for any reason, what happens to coverage?

• A. Coverage continues in full regardless of membership
• B. Coverage terminates immediately with no exceptions
• C. Coverage terminates but the program will respond for up to 12 months after termination for claims arising from acts while in good standing
• D. Coverage ends after 6 months

Answer: (C)

Tail coverage exists to protect you for claims related to acts you performed while you were still in good standing, even after your MREA membership ends. When membership is terminated, the coverage itself ends, but the program will respond to claims filed within 12 months after termination if the act occurred during the time you were in good standing. This 12-month window is designed to cover late-discovered claims tied to services you provided while you were an active member. If a claim is filed after that 12-month period, or if the act occurred after termination, there would be no coverage under this provision.