No commission is payable by the seller when the buyer is which party?

• A. The listing broker
• B. The bank
• C. The city assessor
• D. The buyer's cousin

Answer: (A)

The main idea is how commissions are paid in a real estate sale and how that changes when one broker represents both sides (dual agency).

In a typical transaction, the seller hires the listing broker and agrees to pay a commission. That commission is then shared with any buyer’s broker if there is one. However, if the buyer is represented by the listing broker themselves—meaning the same broker is acting for both the seller and the buyer—there isn’t a separate buyer’s broker to be paid. In that dual-agency setup, no additional commission is payable to another party; the listing broker handles the compensation for both sides under the agreed arrangement.

The bank, city assessor, or a personal contact like the buyer’s cousin aren’t licensed real estate brokers involved in the transaction, so they wouldn’t receive a commission.