What is the role of the E&O Claims Committee?

• A. They provide input to legal counsel on how they believe the case should be handled
• B. They underwrite new policies
• C. They set the deductible amounts
• D. They handle day-to-day client inquiries

Answer: (A)

The E&O Claims Committee guides how professional liability claims are managed by providing input to legal counsel on how the case should be handled. It helps shape strategy, such as defense posture, settlement considerations, and risk-management recommendations, ensuring a thoughtful, consistent approach to each claim. They review facts, discuss potential strategies, and support decisions in conjunction with counsel, rather than making day-to-day operational or policy decisions.

Why the other options don’t fit: underwriting new policies is done by underwriting teams, not a claims committee; setting deductible amounts are policy terms determined by the insurer, not the claims committee; handling day-to-day client inquiries is the job of staff or client-service personnel, not a committee focused on claims strategy.